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Real Estate Tips
Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Real Estate Trivia
Q 
On what famous American street can you find the most expensive retail space for rent anywhere in the world?

A 
Fifth Avenue, New York City, U.S.A. offers retail space for rent at the rate of $580 per square foot.
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The Ryan Team, REALTOR®, real estate agents and broker for Chandler, Ocotillo and Gilbert Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

The Ryan Team
RE/MAX Elite

2450 S Arizona Ave #1
Chandler, AZ 85286
Phone #: 480-726-7000
Fax #: 480-237-5409
Email: billryanteam@aol.com

Your best source for Chandler Real Estate, Ocotillo Real Estate and Gilbert Real Estate! We have homes for sale in Chandler, Arizona and the surrounding communities. 33 years of established first class service, Bill Ryan of REMAX Elite in Chandler is your one stop shop!

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