 1. TEAM CONCEPT - My team consists of the following full-time licensed professionals: Team Manager Closing Coordinator Listing Coordinator Property Management Coordinator Customer Service Specialist Buyer Agent Representatives Seller Representatives 2. SALES RESULTS I sell a property every day. I am the Top Producing Associate Broker in the Southwest Region of ReMax. We sell 97% of all properties that we list. Our average Sales Price to List Price ratio is 98%. 3. SERVICE Our team is available seven days a week. Any and all phone calls we receive are returned promptly. We perform daily transaction follow up. Our team is comprised of over 90 combined years of real estate experience. 4. TECHNOLOGY We utilize the most up-to-date hardware/software used in the Real Estate industry. This enables us to provide instantaneous service to our customers. 5. MARKET KNOWLEDGE We understand real estate market trends. We understand and are familiar with current real estate values. We have access to the most current financing rates & trends in the real estate industry. 
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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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| Q |
What was the first land designated by the US government as a National Park?
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| A |
Yellowstone was established "as a public park or pleasuring ground for the benefit and enjoyment of people" in March 1872. |
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